
A practical guide to minimum spin costs, stake options, free play, bonus terms and what RTP can—and cannot—tell you.
What Counts as a Penny Slot?
The phrase penny slot can be misleading if it is taken to mean that every spin costs exactly one penny. In practice, the useful question is not whether the game carries a penny-themed label. It is the lowest amount required to make a complete spin.
A practical definition used in a specialist review is a slot with a minimum spin cost of 20p or less. That gives you a clear way to identify penny slots in the UK without relying on marketing language. If the smallest available spin costs 20p, the game fits this definition. If the minimum is lower, it also fits. The name describes the entry-level cost, not a promise that all play will remain at that amount.
This distinction matters when you browse online penny slot machines in the UK. A game may be presented as a penny slot while offering several stake settings. Its lowest setting is the part that determines whether it belongs in this practical category. The same approach applies whether you are looking at penny slots in a UK online casino, considering real-money play or simply trying to understand how the game is priced.
Why one penny does not always mean one penny per spin
Slot costs can be built from more than one component. A game may use paylines, with a small amount assigned to each line. The total cost of the spin then depends on how many lines are active.
For example, imagine a slot with 20 paylines and a stake of 1p per line. The calculation is:
20 paylines × 1p = 20p per spin
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Although the line stake is one penny, the complete spin costs 20p because the same amount is applied across 20 lines. This is still within the practical definition of a penny slot because its minimum spin cost is no more than 20p.
The calculation is worth checking before you start playing. Looking only at the amount shown beside an individual line can give an incomplete impression of the actual cost. The figure that matters is the total amount taken for the whole spin at the lowest available setting.
The minimum stake is the key detail
A penny slot is therefore identified by its minimum total spin cost, rather than by the smallest figure displayed on a button or beside a payline. When the minimum total is 20p or less, the game can be described in this practical sense as a penny slot.
That does not mean the game has to use exactly 20 paylines. The 20-payline example simply shows how a 1p line stake can become a 20p total. Other configurations may produce a different total, but the same principle applies: add the cost assigned across the active structure of the spin and look at the smallest total offered.
This also explains why “penny slots UK” can refer to games with different layouts. One game might reach its minimum through a small stake applied across many lines; another may use a different design. The label alone does not tell you what one spin costs. The displayed minimum does.
What the term does not tell you
Calling a game a penny slot does not describe its theme, software provider, design, or likely result. It only identifies the level at which play can begin under this definition. It does not mean that every spin costs one penny, and it does not mean that a penny stake is the only available setting.
Calling a game a penny slot does not describe its theme, software provider, design, or likely result. It only identifies the level at which play can begin under this definition.
It also does not turn a game into a special type of machine with a guaranteed feature or particular style of play. “Penny slot machines UK” is often used broadly for low-stake slots, but the practical test remains the same: check the full cost of the cheapest spin.
The term can be applied to both physical-style slot presentations and online games, but the calculation is especially important online because the stake controls may show line values separately from the total. A screen displaying 1p does not, by itself, establish that the complete spin costs 1p. In the 20-payline example, the total is 20p.
A simple way to classify a game
Before treating a game as a penny slot, check three points:
- Find the lowest stake setting available.
- Identify whether the displayed amount applies to each line or to the whole spin.
- Calculate the complete minimum cost.
If the result is 20p or less, it falls within this practical definition. If the minimum total is higher, it does not meet that particular description, even if the game’s interface highlights a penny amount somewhere else.
This method is more useful than choosing a game because its title or advertisement includes the word “penny”. It gives you a direct answer about the amount needed for the cheapest spin and helps separate a genuine low-stake option from a game that merely uses low-denomination language.
The same check works when you are comparing free penny slot machines, games offered for real money, or newly added titles. The presentation may change, but the definition does not: a penny slot is one whose minimum complete spin costs 20p or less.
How Online Penny Slots Work When You Play for Money
Playing an online penny slot for real money follows a simple sequence: you open the game, choose the available playing settings, confirm the spin, and the software produces a result. Any money used for the spin comes from your casino balance, while any resulting win is added back to that balance according to the game’s rules.
Before you can play for real money, you normally need an account with the operator. The account balance shows the funds available for gambling and, where applicable, any separate bonus balance. Once money has been deposited, you select a penny slot from the casino’s games area and open its interface. The game screen displays the reels, symbols, controls and information needed to understand how that particular slot operates.
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Choosing the settings
A slot may let you adjust features such as the number of active paylines, the value assigned to each line, or the total stake for a spin. Other games use a fixed setup and do not give you the same choices. The important point is that the controls shown on the screen determine what you are asking the game to do before you press the spin button.
The game’s information panel should explain its symbols and winning combinations. It may also show how special symbols behave, whether certain symbols substitute for others, and what happens when a bonus feature is triggered. Read these details before staking money, because two games can use very different rules even when both are described as penny slots.
Once the settings are selected, the total cost of the spin is taken from the available balance when you confirm it. The reels then animate on screen, but the visual movement is not what creates the result. It is an interface showing the outcome that has already been generated by the game’s underlying software.
The role of the RNG
The result of a real-money online slot is determined by a random number generator, commonly called an RNG. This system produces random values that the game uses to select the outcome of each spin. The RNG used for slot outcomes must be certified by an approved testing laboratory.
That certification is an independent check of the relevant gaming software and its operation. It does not mean that a particular spin is predictable, nor does it turn a losing result into an indication that a win is due. Each spin is treated as a separate event. Previous symbols, previous wins and previous losses do not provide a reliable signal about what the next spin will show.
The role of the RNG
The result of a real-money online slot is determined by a random number generator, commonly called an RNG. This system produces random values that the game uses to select the outcome of each spin. The RNG used for slot outcomes must be certified by an approved testing laboratory.
That certification is an independent check of the relevant gaming software and its operation. It does not mean that a particular spin is predictable, nor does it turn a losing result into an indication that a win is due. Each spin is treated as a separate event.
The reels and symbols are therefore a presentation layer. They make the result easy to follow, but the animation does not gradually search for a favourable outcome. Stopping the reels early, watching them closely or choosing a particular moment to press the button does not give you control over the random result.
How the result is shown
After the spin is completed, the game checks the selected outcome against its rules. It identifies any winning symbol patterns, special combinations or feature triggers that apply. If the result activates a win, the relevant amount is displayed in the game window and credited to the balance in line with the operator’s procedures. If it does not meet a winning condition, the spin ends without that credit.
Some slots present wins through highlighted paylines, sound effects or a short summary panel. Others may begin a separate feature, such as extra reel activity or a bonus round, when the qualifying symbols appear. These features are part of the same game design: their rules should be available through the information button or paytable before you play.
A temporary display should not be confused with money that is already available to withdraw. The balance shown in the account is the useful reference for funds credited to you, while the game screen may also show running win totals, feature progress or other on-screen information.
What “real money” changes
Free-play and real-money versions can look almost identical, but the financial connection is different. In real-money play, the spin is linked to your account balance. A stake reduces that balance, and a credited win can increase it. The result still comes from the RNG; using money does not make the game more likely to produce a particular combination.
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The operator’s game interface may also record your recent activity, allowing you to review spins, account transactions or game history where those tools are provided. Such records can help you see what has happened, but they cannot alter an outcome that has already been generated.
You should also distinguish the game itself from the surrounding account functions. Depositing, withdrawing and checking your balance are account processes, while selecting symbols and triggering features are game processes. A payment being accepted does not influence the next spin, and a withdrawal request does not change how the slot generates results.
For that reason, online penny slots are best understood as software-driven games with a random outcome attached to each confirmed spin. The reels provide the visual experience, the rules explain how symbols are evaluated, and the certified RNG determines which result the game presents. Knowing that sequence makes it easier to read the controls accurately and avoid treating timing, patterns or previous results as a method of influencing play.
Penny Slots in UK Online Casinos: What the Lobby Must Show
When browsing penny slots at a UK online casino, the lobby should give you enough information to assess a game before you open it. The key details are the minimum stake, maximum stake and Return to Player (RTP) percentage. A specialist review identifies these three figures as information that UK-licensed operators must show for every game in the lobby.
That makes the lobby more than a collection of titles and graphics. It is the point where you can compare the basic financial settings of casino penny slots UK players may be considering, without starting a session first.
Minimum Stake Check in the lobby or game details
Maximum Stake Check the game’s betting range
RTP Return to Player percentage
Check the minimum stake first
The minimum stake tells you the lowest amount available for a spin on that particular slot. This is the most important figure if you are looking specifically for a penny slot. The word “penny” does not by itself tell you what the complete spin will cost, because games can use different numbers of paylines and stake settings.
Look for the minimum-stake information beside the game, in an information panel, or in the game details shown from the lobby. If the figure is not visible before you open the game, use the operator’s information link rather than assuming that the title qualifies as a low-stake option.
This is also useful when comparing 1p slots UK players may find in the same lobby. Two games can both appear in a penny-slots category while having different minimum settings. The label is a starting point, not a substitute for the displayed figure.
Do not overlook the maximum stake
The maximum stake shows how far the game’s betting range extends. It is separate from the minimum and should be checked even when you intend to play at the lowest setting.
A penny-style game can therefore have a low entry point without requiring every spin to remain at that level. The lobby’s maximum-stake figure helps you understand the full range before opening the reels. It is particularly useful when you are comparing a penny casino UK selection with games that are marketed more generally as standard slots.
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The maximum is information about what the game permits, not a recommendation about what you should choose. Seeing a higher setting does not mean you need to use it, and it does not make the game more suitable for your budget. For a straightforward comparison, record both ends of the range: the smallest available stake and the largest one displayed.
Read the RTP shown for that game
The third figure to check is RTP, or Return to Player. UK-licensed operators must make RTP information available to players, and the lobby should display it with the other core game details. RTP is not a prediction for your next spin and does not tell you what an individual session will return.
It is best used as a comparison detail alongside the minimum and maximum stakes. If you are building a list of penny slots UK casinos offer, include the displayed RTP for each entry rather than judging games by their name, artwork or advertised features.
Pay attention to the version of the game you are actually opening. The RTP shown in the game interface should match the version being played. If the lobby and the game screen show different information, stop and resolve the discrepancy before staking money. A low minimum stake does not make an unclear RTP display acceptable.
What the lobby can tell you
A well-presented lobby allows you to answer three basic questions before opening a game:
- What is the lowest available stake?
- What is the highest available stake?
- What RTP is displayed for the game?
Those details are relevant whether you are looking for popular penny slots, comparing a penny slot casino UK selection, or deciding between penny slots and games with higher entry settings. They also give you a consistent way to compare games without relying on rankings or claims about a “best” option.
Search labels such as “best penny slots UK” can suggest that one game is automatically better than another, but the lobby itself should be approached more practically. Check the figures attached to each game and compare like with like. A title being featured, popular or placed near the front of a casino lobby does not change its minimum stake, maximum stake or displayed RTP.
A simple pre-play check
Before selecting a game, pause on its lobby tile or information panel and find all three figures. If only one or two are shown, look for the full game-information view. Do not fill in the missing detail from a category label or from another game.
Attention If the lobby and the game screen show different RTP or stake information, stop and resolve the discrepancy before staking money.
The same check applies when you are browsing free-play versions or considering whether to open a game for real money. The lobby figures describe the game’s stated settings; they do not guarantee a result and do not replace the need to understand how the game operates.
For a UK casino offering penny slots, the practical standard is clear: the minimum stake, maximum stake and RTP should be available for every game before you make your selection. Once those details are visible, you can decide whether the game fits the type of low-stake play you were looking for, without treating its label or promotional position as evidence that it is the right choice.
How to Play Carefully Without Chasing a “Best” Slot
There is no “best” penny slot that can remove the uncertainty from gambling. A game may suit your preferred pace or budget, but no choice of slot creates a reliable winning method. The same applies to claims about the best penny slot strategy or the best way to play penny slots: a smaller stake can limit the cost of each decision, but it cannot turn gambling into a predictable source of income.
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A more careful approach starts before you open a game. Decide what amount you can afford to lose without affecting rent, bills, food, travel, savings or other commitments. Treat that amount as a firm gambling budget, not as money that can be replaced after a losing session. If the budget is gone, stop rather than adding funds in the hope of recovering it.
Choose a boundary before you start
A useful boundary should be clear enough to follow when you are tired, frustrated or tempted to continue. You can set a deposit limit in advance and decide how long the session may last. A time limit matters because repeated spins can make the passage of time easy to overlook, especially when the individual stake appears small.
Do not change the limit during a session simply because the result has been disappointing. Losing does not make a win more likely, and a previous win does not provide a reason to raise the stake. If you find yourself thinking about increasing the amount to get back what has been lost, that is a sensible point to leave the game.
UK operators must provide deposit limits, time-outs and reality checks. Use these tools before you need them. A deposit limit controls how much can be added to the account, while a time-out creates a break from gambling. Reality checks interrupt play with information about the session, helping you notice how long you have been playing and keep your decisions connected to the original plan.
Do
- Set a clear gambling budget
- Use deposit limits and time-outs
- Use reality checks to monitor play
Don’t
- Change limits during a session to recover losses
- Increase stakes because a win is “due”
- Treat gambling as a way to cover expenses
These controls should not be treated as obstacles to work around. If a limit feels too restrictive, that is a reason to pause and reconsider the planned budget, not to look for another account. On mobile, UK-licensed operators must provide key protection facilities with the same functionality as on desktop, including deposit limits, session timers and self-exclusion options.
Consider whether gambling fits your circumstances
A UKGC-licensed operator has a responsibility to assess whether a customer’s gambling appears sustainable by considering patterns in income and expenditure. This does not replace your own judgement, and it does not make any particular slot safe or suitable. It is part of the operator’s duty to identify when gambling may no longer fit a customer’s financial circumstances.
Be straightforward if an operator asks about affordability or gambling behaviour. These checks are intended to support safer account use, not to identify a profitable game. If your financial position changes, review your limits rather than assuming an earlier decision still works.
People looking for free penny slots with no download may simply want to explore without committing money. That can be a way to become familiar with a game, but it should not be used to justify a later deposit or to test whether losses can be recovered. Free access also does not establish that real-money play will produce a particular result.
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Whether penny slots are worth playing depends on what you expect from them. If you see them as paid entertainment within a fixed budget, set a stopping point and accept that the budget may be lost. If you need gambling to cover expenses, repay money or improve your financial position, stepping away is the safer decision. No slot-selection method can solve that problem.
Free Penny Slot Games: What You Can Check
Free-play versions can be useful when you want to look around a penny slot without putting money into a spin. They let you become familiar with the layout, symbols, bonus features and general pace of a game before deciding whether it is suitable for you. That makes them a practical way to explore free penny slot games in the UK, provided you keep their limits in mind.
The most useful detail to check is the game’s stated Return to Player (RTP). This figure describes the theoretical share of wagers that the slot is designed to return over its lifetime. In a free session, however, no money is being wagered. The displayed balance is only play money, so any increase or decrease in that balance is not a personal return and should not be treated as one.
What free play can show you
A free version may help you check:
- whether the game’s minimum cost fits the sort of penny play you are looking for;
- how the reels, paylines or other win features are presented;
- whether the rules and symbol information are clear;
- where the RTP is shown and whether it is easy to find;
- whether the overall format feels comfortable to follow.
These checks are about understanding the game, not testing whether it will produce a profit. A short free session cannot establish how the slot will behave during future paid play. A run of wins does not make a later real-money session more favourable, and a run of losses does not mean that a win is due.
Read the RTP, but do not overread it
For penny slot games online in the UK, look for the RTP supplied with the game rather than judging it from a practice balance. The RTP is chosen by the developer when the game is configured. Changing the stake does not alter that setting, so trying the free version at a different virtual stake does not reveal a more generous version of the slot.
The figure also should not be confused with a promise about your own results. It is a long-term statistical measure, while a free session is a small and non-cash demonstration. Even if the displayed RTP is clear, it cannot tell you what the next spin, or any particular sequence of spins, will produce.
Practical Check
Use the stated RTP and minimum stake to compare games rather than relying on promotional labels.
If you are comparing what might be called the best penny slot games in the UK, use the stated RTP as one factual point to record, not as proof that a game will suit you or deliver a better personal outcome. Free play can help you inspect the design and information provided. It cannot turn past practice results into evidence about future paid spins.
What Is the Maximum Bet on a Penny Slot?
A penny slot is defined by its minimum cost, not by a rule that every spin must cost one penny. A game may qualify as a penny slot because its lowest available stake is small, while still offering higher stake settings. The label describes the entry point, not the amount you have to use on every spin.
That distinction matters when you ask, “What is the max bet on penny slots?” The answer is not determined by the word penny. You need to separate three things:
- the game’s minimum stake;
- the amount selected for your spin;
- the legal maximum that applies to the online slot game cycle.
A penny-style minimum can therefore coexist with a higher available stake. Selecting the lowest setting keeps the cost at the game’s minimum, but increasing the stake changes the price of each game cycle. The fact that a slot can be played cheaply does not mean its maximum setting is also one penny.
UK online slot stake caps
For online slots in Great Britain, the permitted maximum per game cycle depends on the player’s age:
| Player age | Maximum stake per game cycle |
|---|---|
| [18 to 24 | £2](https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/online-slots-stake-limit-guidance) |
| [25 and over | £5](https://www.gamblingcommission.gov.uk/licensees-and-businesses/guide/online-slots-stake-limit-guidance) |
These are maximum permitted stakes, not recommended amounts and not automatic settings. A penny slot can have a minimum far below the applicable cap, and you are not required to raise the stake towards it. The age-based limit simply sets the upper boundary for that game cycle.
There is also a separate limit to keep in mind: the maximum stake for an individual online slot spin is £2. The wording used by a particular game or operator may distinguish a spin from a wider game cycle, so read the stake information shown before confirming play. Do not assume that a penny label explains every value in the betting controls.
What to check before increasing the stake
When examining a penny slot, first identify the lowest selectable amount. Then look at the stake control and confirm what the displayed figure represents: a single spin, a line stake, or the complete game cycle. This prevents a one-penny figure from being mistaken for the total cost.
Before Increasing Stakes
- Identify the lowest selectable amount
- Confirm if the figure is a single spin or a line stake
- Check the complete game cycle cost
- Keep the legal age-based cap in view
The practical penny-slot tips are simple: treat the minimum as an available starting point, not as a promise that all settings cost the same; keep the legal age-based cap in view; and do not confuse the maximum permitted stake with the much lower minimum that made the game a penny slot in the first place.
Free Spins and Bonus Rounds: Check the Wagering Terms
Free spins and bonus rounds can look attractive when you are browsing penny slots, but an offer attached to a real-money account is not the same as playing a game for free. Before accepting it, read the full terms and conditions. The important question is not only what you receive, but what you must do before any resulting balance can be withdrawn.
Check whether the offer applies to the deposit, the bonus funds, winnings from free spins, or a combination of these. The terms should also explain which games qualify, whether a contribution percentage applies to different slot types, when the promotion expires, and whether a maximum win or withdrawal condition is attached. A bonus may be credited automatically, so accepting it without reading the conditions can affect your ability to withdraw funds.
At UKGC-licensed operators, a specialist review identifies a 10× cap on wagering requirements for bonus funds. Treat that cap as a boundary, not as evidence that an offer is easy to complete. A requirement within the permitted limit can still require substantial play, particularly where only part of each spin counts towards the promotion.
Free spins need the same careful reading. Establish whether they are issued immediately, whether winnings are credited as cash or bonus funds, and whether those winnings carry their own wagering condition. A “bonus round” inside a slot is different again: it is a game feature, while promotional free spins are part of an offer made by the operator.
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Do not accept an offer simply because it mentions free penny slots or bonus games. First check the qualifying deposit, the games that count, the expiry rule, the wagering calculation and the withdrawal restrictions. If the wording is unclear, leaving the promotion unclaimed avoids attaching conditions to money you may later want to withdraw.
How Spin Costs Add Up
The cost of a spin depends on how the slot is configured, not simply on the word “penny”. A game may describe its line stake in pennies, while the total amount taken from your balance is calculated across all active paylines.
The basic calculation is:
number of active paylines × stake per payline = total spin cost
For example, a slot with 20 paylines played at 1p per line costs 20p for one spin:
20 × 1p = 20p
That is why a penny slot does not necessarily cost only a penny each time you press spin. The 1p figure may refer to an individual line rather than the complete wager. If every available line is active, the total stake is the combined value of all those lines.
Before starting, look at the amount shown for the full spin, rather than relying on the line value displayed in the game’s controls. If the slot allows you to change the number of lines or the value assigned to each line, changing either part changes the cost of the spin. A configuration with fewer active lines can have a lower total stake than the same slot played with every line selected.
Calculating Spin Cost
Step 1: Identify paylines
Determine the number of active paylines in the game configuration.
Step 2: Check line stake
Find the value assigned to each individual line.
Step 3: Multiply
Multiply the number of active paylines by the stake per payline to find the total spin cost.
UK online slots do not have a statutory minimum stake. This means the practical starting cost comes from the game’s own configuration and the amount shown in its interface. The displayed minimum is therefore more useful than the label “penny slot” when you are working out how much a session could cost.
A simple check is to identify the number of active paylines, note the value assigned to each one, and multiply them before confirming the spin. If the game presents a single total stake instead, use that figure: it is the amount deducted for the completed spin. Repeating the calculation whenever you change the settings helps prevent a low line value from hiding a higher overall cost.
Penny Slot Payouts and What RTP Means
When you compare penny slot payouts, the most useful figure is Return to Player, or RTP. It describes the percentage of all money wagered that a slot is designed to return across its lifetime. For instance, an RTP figure of 96% would describe a long-run return of £96 for every £100 wagered across the slot’s complete playing history. It does not mean that a particular player receives that amount, or that a set share will come back during one session.
RTP is therefore a statistical description of the game, not a promise attached to your next spin. A short run can produce results that are far above or below the stated figure. The same applies when you are looking at a penny slot jackpot: a large advertised prize does not change what RTP means, and it does not make a win predictable. The value or frequency of an individual payout cannot be inferred from the long-run percentage alone.
The stake size does not improve the underlying mathematical balance. At penny stakes, the house edge is identical to the house edge at any other stake. A smaller wager changes how much money is exposed on each spin, but it does not remove or reduce the operator’s built-in advantage. If a slot has a house edge, that edge remains part of the game whether the selected stake is small or large.
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It is also important to keep RTP and a payout amount separate. RTP concerns the total money wagered and the total returned over the slot’s lifetime. A payout is a single event within that much longer record. Even a sequence of spins with no return does not prove that a payout is due, while a recent win does not make another one more likely. Use RTP to understand the game’s long-term return model, not to forecast individual penny slot payouts or jackpots.
Before You Use an Online Penny Slot Machine in the UK
Before opening an online penny slot, check that the service is intended for players in Great Britain and operates under the required UK framework. The primary regulator for commercial gambling in Great Britain is the UK Gambling Commission. Remote operators serving this market must hold the appropriate licence, so the operator’s regulatory information should be clear and available rather than hidden behind vague claims about being “trusted” or “secure”.
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A further check happens at account level. A remote licensee must obtain information that establishes your identity before you gamble. This is a normal part of opening and using an account, not an optional extra for higher-stakes play. You may be asked for personal details and supporting information so the operator can confirm who you are. If those checks are incomplete, access to gambling should not be available.
That means you should use your own details and make sure they are accurate. Do not assume that being able to register means you have passed every verification step. The operator may still need to complete its checks before allowing you to use a penny slot for money.
This protection check is separate from the slot itself. The fact that a game has a low minimum spin cost does not tell you whether the website is authorised to offer it in Great Britain. Consider the operator first, then deal with the game’s own information and settings. If the site gives no clear indication of its UK Gambling Commission authorisation or avoids identity checks before gambling, stop before making a deposit or starting a real-money session.
How do I check if an online casino is safe for penny slot play?
Choose a casino with a UK Gambling Commission licence and check that the operator appears on the Commission’s register. UK-licensed operators must also verify your identity before you gamble.
What is the maximum I can stake on Amatic slots under UK rules?
The maximum stake per online slot spin in the UK is £2. The separate per-game-cycle cap is £5 for players aged 25 and over and £2 for those aged 18 to 24.
How does the UK’s 10× wagering cap affect Amatic casino bonuses?
At UK-licensed operators, wagering requirements on bonus funds cannot exceed 10 times the bonus amount. For example, a £10 bonus can require no more than £100 in wagering.
Are penny slots rigged?
Slot outcomes are generated by a random number generator certified by an approved testing laboratory. The house edge is the same at penny stakes as at other stake levels.
What is the minimum stake on a penny slot?
There is no statutory minimum stake for online slots in the UK; the minimum depends on the game. A practical penny slot has a minimum total spin cost of 20p or less, and UK-licensed operators must display each game’s minimum stake.
How should I interpret an RTP of 96% when choosing a game?
An RTP of 96% means the game is designed to return £96 for every £100 wagered over its lifetime, not on each session or spin. The remaining 4% is the house edge.
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